Voluntary Benefits

Even if you are unable to afford healthcare benefits, you can offer your employees the opportunity to secure valuable coverage at significantly lower rates than they would pay as individuals. We will help you give your employees more.

Not every employer can afford to pay for healthcare or life insurance plans for their employees. Instead, your business can sign up for group and individual voluntary benefits, which can make programs available to your employees and no cost to the employer.

In simple terms, a voluntary benefits program allows employees to access benefits through their employer using payroll deductions. Because the insurer is getting access to multiple potential customers, they agree to offer lower premium costs than the employee would pay as an individual on the open benefits market.

Offering group (employer owned) or individual (employee owned) voluntary benefits can consist of Accident, Hospital Confinement, Dental, Short Term Disability, Critical Illness and Life insurance programs. These offerings help your business retain employees by granting them access to lower pricing while increasing the likelihood that they will stay healthy and financially secure. Some of these programs are also designed to help employees with the large out of pocket expenses, such as deductibles and co-pays attributed to their Primary Health Plans.

A unique benefit that your employees have with voluntary insurance products is the ability to create a custom suite of product to fit their individual situation.

If you are looking for options to benefit your employees, then group voluntary benefits could be the answer. We can help you get started!